Peter Carville

Which Credit Card Is The Best For Balance Transfers?

Most of us will make the mistake of focusing on the amount of balance transfer allowed by the credit card and nothing else. A credit card that allows you to transfer balances at 0% is always going to be handy, but may impose stringent conditions like: ... Read >

The Benefits of a Credit Card in Ireland

There is a very simple and clear distinction between a credit card and a debit card. The former involves borrowing money from the credit card company, paying interest after the grace period, repaying the amount borrowed and using it over and over again. A... Read >

What’s The Best Way To Compare Credit Cards in Ireland?

There are over 50 companies in the UK alone that offer a different credit card. Some companies are affiliated with Visa while others are affiliated with MasterCard. If each and every company were to offer ten credit cards each, you will be looking at more... Read >

How To Improve Your Credit Score

Your credit score is your number assigned to you by the financial powers that essentially help potential lenders to determine how responsible you are with your money. This tells them how much credit they can extend to you without risking their business, a... Read >

What Is The Best Credit Card In The UK?

Considering the large number of credit card companies and credit cards available in the market, it is not an easy task to determine the best credit card available in the UK. It is essential to understand at least the basic factors that must be taken in... Read >

What Is The Best Credit Card Interest Rate Available In The UK?

Before identifying the best credit cards offering low interest rates in the UK, it is important to understand that the interest rate is charged on the risk perception as determined by the credit card company.    MBNA charges on some cards an inte... Read >

Using Credit Cards Correctly

Although credit cards can receive a bad rap, mostly because of the way companies issue them- without clear terms and conditions, they still remain an essential financial product. Americans thrive on their credit card which is somewhat unfortunate b... Read >

Saving money by using a credit card? Don’t be absurd……

How can it be possible to save money when you borrow money from others? On the face of it, such an idea may seem absurd. When you borrow money from official lenders, it is obvious that you will have to pay interest on the transaction. This automaticall... Read >

Credit Cards – better than friends in times of need?

If you want to understand the real advantage of having credit cards, an idea might be to compare it to your friends. What are the chances of getting a loan from your friends with no questions asked? Most likely they will want to know why you need to bo... Read >